Privacy Policy

Introduction

We at DREAMCREATION TECH PTE. LTD. ("we", "us", or "our") respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and disclose information through https://www.topwiseinsurance.com (the "Website").

1. Information We Collect

1.1 Personal Data: Name, email address, mailing address, phone number, date of birth (if provided).

1.2 Usage Data: IP address, browser type, operating system, pages visited, time and date of visit.

1.3 Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies.

2. How We Use Your Information

• To provide and maintain our services.
• To process your requests and inquiries.
• To personalize content and improve user experience.
• To send newsletters, promotions, and marketing communications (with your consent).
• To analyze usage patterns and optimize our Website.

3. Legal Basis for Processing

We process your personal data based on:

• Your consent.
• Performance of a contract.
• Compliance with legal obligations.
• Legitimate interests in improving our services.

4. Disclosure of Data

We may share your information with:

Service Providers: Third parties that help us deliver services (e.g., hosting, analytics).

Third-Party Providers: Insurance providers when you click through to obtain quotes.

Legal Requirements: When required by law or to protect rights.

5. Cookies and Tracking

You can manage cookies via your browser settings. Disabling cookies may affect Website functionality.

6. Data Security

We implement reasonable security measures, but cannot guarantee absolute security.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access, update, or delete your personal data.
• Withdraw consent to processing.
• Object to or restrict processing.
• Data portability.

To exercise these rights, contact us at ads@dreamcreationsg.com.

8. Children's Privacy

Our services are not directed to children under 13. We do not knowingly collect data from minors.

9. Third-Party Links

Our Website may include links to external sites. This Privacy Policy does not apply to those sites.

10. Changes to This Policy

We may update our Privacy Policy occasionally. We will post changes on this page with a new effective date.

11. Contact Information

If you have questions or concerns, please contact:

DREAMCREATION TECH PTE. LTD.

Email: ads@dreamcreationsg.com